When I first graduated college and started my job, I had more money and time than I had ever had before. I spent a lot of time at the mall buying clothes, partially because I could and partially to fill some kind of closet and emotional void. Fast forward a year, I now have more bills and the foresight to realize that having a savings account is probably a smart thing to have. I gave myself a budget of $150 a month to spend on clothes and cosmetics.
At the end of each month I share what I bought, and how I tried to save money on each of these purchases. I started Budgeting Bloggers so that we can hold each other accountable for our monthly budgets. I'd love for you to join in!
May 2012 Budget
June 2012 Budget
July 2012 Budget
August 2012 Budget
September 2012 Budget
October 2012 Budget
November 2012 Budget
December 2012 Budget
January 2013 Budget
February 2013 Budget
March 2013 Budget
April 2013 Budget
13 comments:
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Hi! I just found your blog through Seventeenth and Irving. I constantly struggle with setting a shopping budget for myself, and blow through whatever I set every month. How did you come to the $150 number, and do you include beauty products and makeup in your totals?
ReplyDeleteGreat question kh. When I was trying to figure out my budget, I read a few articles on budgets that said you should spend 5-8% of your income on clothes. $150 is about 7.5% of my monthly income, and it was a nice round number to stick to. I include certain beauty products/makeup into my budget. For example, I don't really count necessities, such as face wash/moisturizer/body wash kind of things into my budget. For me, I use the whole bottle of what I buy, and then buy a new bottle so I'm not really a product hoarder. Most make-up counts towards the total though, since I choose to buy Sephora makeup which costs a pretty penny. My biggest piece of advice for sticking to a budget is just starting a spreadsheet, and recording what you spend. Once you hit your total, don't go any where near temptation (that includes online!). It also helps to let those close to you know about it - my boyfriend and mom hold me pretty accountable! Good luck and let me know how it works!
DeleteGreat advice, I've never really set a number or percentage for my clothing allotment, but I know I need to be more conscientious about my spending. This post made me reflect on my habits and I tell ya what, it's not looking good for the home team, I'm sitting here like man, I BREEZE through some cash. A lot of times I justify my spending by saying " Well, I did put money to the side" but in reading this post, I realize I should be saving WAY more than I do. Thanks so much for sharing now, it's time for me to reflect on this lesson. I will be praying for discipline with my finances and maybe even jumping on board with you!
ReplyDeleteNew Follower-
Maya D
www.perfectlyimperfektme.blogspot.com
Hi Maya! I was exactly where you are now - I never knew how much I spent until I finally added it all up...and then I realized I can't spend my money like that. I would love to have you join us monthly, even if sometimes we become shopoholics anonymous instead of budgetting bloggers ;)
DeleteHI Franziska!
ReplyDeleteI'm going to come along for the ride... I will start next month. I think this will help tame me and my spending habits a bit. I really appreciate the offer, you're such a doll :)
xoxo
Maya D
I will be joining you. Even though I am getting rid of one item a day on my blog I am still giving myself a $150 budget.This is greatly reduced from the past and will make me make better more long term wearable purchases.
ReplyDeleteFantastic Website ... Love it! I found you on a Linky party somewhere (can't remember where, sorry) but I will definitely be back! pippa
ReplyDeletewww.shopwithpippa.com
ooh I am totally in for April! I hesitate to start this month because I've already done a bit of shopping... April I'll be able to start with a fresh and ready mind.
ReplyDeleteexcited about getting my shopping and budgeting under control!
Mary
circlecitytwentysix.wordpress.com
Okay, girl, I'm joining you in April. My husband and I have a goal to move in two years, and I have a lot of money to save for that venture. I expect you to hold me to a budget. Do you happen to have any tips/tricks for sticking to a budget? I need all of the advice I can get.
ReplyDelete-Danielle
littlebitofwowe.blogspot.com
How do we link up with you for budgeting bloggers? Would love to be a part of it!? I have started keeping track of what I am spending, creating wishlists, etc. Let me know how I can join!
ReplyDeletewww.corporategirlstyle.blogspot.com
I know I'm late, but I'd officially like to hop on this bandwagon!
ReplyDeleteclockworkcloset.blogspot.com/
Where and how are you selling your clothes?
ReplyDeleteI initially started selling on ebay - mostly "bigger" name items like J.Crew, Banana, North Face kind of items. I've sold a few things on poshmark but I haven't had too much luck with that, and then recently I've taken items to consignment stores like Plato's Closet. They're weird though about what they take and dont' take, so it's really hit or miss.
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